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Here’s a tip that would help some get cheap individual health care insurance: Some persons are not poor enough to qualify for plans for the low income earner and as well have financial challenges that make traditional policies hard to pay for. If you are one of such individuals, you’ll benefit greatly if you get a discount medical card. So what is it?

This type of card lets you use a network of health care providers who are contracted to provide their services at reduced rates to all card carriers. This card is not issued by insurance companies.

You can make use of this option if you have a pre-existing condition that has made health insurance companies either declare you uninsurable or give you a rate that is too high. One advantage of a discount medical card is that everybody is welcome. All you need do is pay a small monthly fee and you’ll benefit from the services of a network of health care providers at a lower rate.